Wednesday, May 7, 2025
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.375 | 1.750 | 5.774 |
| 30-YR Fixed | 6.375 | 1.875 | 6.643 | |
| 5-YR ARM | 5.375 | 1.875 | 6.660 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.500 | 0.750 | 5.616 |
| 30-YR Fixed | 6.000 | 2.000 | 6.189 | |
| 5-YR ARM | 5.375 | 2.000 | 6.575 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.375 | 1.875 | 5.803 |
| 30-YR Fixed | 6.250 | 1.875 | 6.521 | |
| 5-YR ARM | 6.375 | 0.000 | 7.018 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.250 | 1.875 | 5.764 |
| 30-YR Fixed | 6.250 | 2.000 | 6.589 | |
| 5-YR ARM | 6.375 | 1.500 | 7.067 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.250 | 2.250 | 5.790 |
| 30-YR Fixed | 6.250 | 2.125 | 6.580 | |
| 5-YR ARM | 5.625 | 2.000 | 6.820 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.250 | 1.875 | 5.692 |
| 30-YR Fixed | 6.375 | 1.625 | 6.634 | |
| 5-YR ARM | 5.625 | 1.875 | 6.778 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.125 | 1.669 | 5.508 |
| 30-YR Fixed | 5.990 | 1.877 | 6.246 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.125 | 1.365 | 5.556 |
| 30-YR Fixed | 6.125 | 1.490 | 6.403 | |
| 5-YR ARM | 5.750 | 1.500 | 6.810 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.250 | 0.000 | 6.482 |
| 30-YR Fixed | 7.000 | 0.000 | 7.237 | |
| 5-YR ARM | ||||
|
Territorial Savings, a division of Bank of Hope 808-946-1400 NMLS#794513 |
15-YR Fixed | 5.000 | 2.000 | 5.308 |
| 30-YR Fixed | 6.125 | 1.750 | 6.292 | |
| 5-YR ARM |