Wednesday, October 2, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 4.625 | 2.125 | 5.067 |
| 30-YR Fixed | 5.750 | 1.875 | 6.004 | |
| 5-YR ARM | 5.125 | 2.000 | 6.574 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.375 | 1.000 | 5.530 |
| 30-YR Fixed | 5.750 | 2.000 | 5.937 | |
| 5-YR ARM | 5.625 | 0.875 | 6.844 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 4.625 | 2.125 | 5.075 |
| 30-YR Fixed | 5.500 | 1.750 | 5.742 | |
| 5-YR ARM | 6.625 | 0.000 | 7.553 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.750 | 1.875 | 5.251 |
| 30-YR Fixed | 5.625 | 1.875 | 5.935 | |
| 5-YR ARM | 5.750 | 1.500 | 6.813 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 4.750 | 2.125 | 5.260 |
| 30-YR Fixed | 5.500 | 2.250 | 5.820 | |
| 5-YR ARM | 5.000 | 2.000 | 6.960 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 4.750 | 1.625 | 5.142 |
| 30-YR Fixed | 5.500 | 1.875 | 5.764 | |
| 5-YR ARM | 5.250 | 2.000 | 7.062 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.500 | 1.956 | 4.920 |
| 30-YR Fixed | 5.375 | 1.795 | 5.616 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 4.625 | 1.054 | 5.025 |
| 30-YR Fixed | 5.500 | 1.208 | 5.756 | |
| 5-YR ARM | 6.000 | 1.250 | 7.748 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 5.875 | 0.000 | 6.104 |
| 30-YR Fixed | 6.500 | 0.000 | 6.733 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 4.875 | 1.750 | 5.172 |
| 30-YR Fixed | 5.500 | 1.625 | 5.666 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.375 | 1.165 | 4.730 |
| 30-YR Fixed | 5.375 | 0.850 | 5.560 | |
| 5-YR ARM |